Call reports 2018
TOWN & COUNTRY BANK — 2018
What TOWN & COUNTRY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 160,897,000 | 150,360,000 | 162,607,000 | 172,757,000 |
| Total loans | 116,551,000 | 115,808,000 | 114,108,000 | 115,923,000 |
| Allowance for loan losses | 2,671,000 | 2,931,000 | 3,837,000 | 1,975,000 |
| Securities available for sale | 352,000 | 352,000 | 351,000 | 351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,983,000 | 131,587,000 | 142,836,000 | 150,193,000 |
| Interest-bearing deposits | 103,540,000 | 95,432,000 | 101,840,000 | 103,307,000 |
| Noninterest-bearing deposits | 39,443,000 | 36,155,000 | 40,996,000 | 46,886,000 |
| Equity capital | 17,692,000 | 18,557,000 | 19,502,000 | 22,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,682,000 | 5,691,000 | 7,685,000 |
| Interest expense | 121,000 | 264,000 | 441,000 | 680,000 |
| Net interest income | 1,686,000 | 3,418,000 | 5,250,000 | 7,005,000 |
| Noninterest income | 56,000 | 101,000 | 138,000 | 185,000 |
| Noninterest expense | 939,000 | 1,850,000 | 2,782,000 | 3,750,000 |
| Provision for loan losses | 0 | 0 | -800,000 | -2,800,000 |
| Pretax income | 803,000 | 1,669,000 | 3,406,000 | 6,240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 803,000 | 1,669,000 | 3,406,000 | 6,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,688,000 | 18,553,000 | 19,498,000 | 22,333,000 |
| Total capital | 19,322,000 | 20,124,000 | 21,040,000 | 23,915,000 |
| Risk-weighted assets | 129,621,000 | 124,220,000 | 120,973,000 | 126,098,000 |