Call reports 2017
TOWN & COUNTRY BANK — 2017
What TOWN & COUNTRY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 162,388,000 | 150,075,000 | 153,746,000 | 160,843,000 |
| Total loans | 113,715,000 | 116,929,000 | 111,968,000 | 115,996,000 |
| Allowance for loan losses | 3,297,000 | 3,299,000 | 3,307,000 | 2,884,000 |
| Securities available for sale | 609,000 | 608,000 | 607,000 | 604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,741,000 | 132,151,000 | 134,772,000 | 143,761,000 |
| Interest-bearing deposits | 99,730,000 | 94,103,000 | 95,438,000 | 99,507,000 |
| Noninterest-bearing deposits | 42,011,000 | 38,048,000 | 39,334,000 | 44,254,000 |
| Equity capital | 20,299,000 | 17,643,000 | 18,655,000 | 16,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,918,000 | 3,621,000 | 5,408,000 | 7,115,000 |
| Interest expense | 94,000 | 195,000 | 299,000 | 416,000 |
| Net interest income | 1,824,000 | 3,426,000 | 5,109,000 | 6,699,000 |
| Noninterest income | 3,028,000 | 3,063,000 | 3,262,000 | 3,300,000 |
| Noninterest expense | 888,000 | 1,682,000 | 2,550,000 | 3,439,000 |
| Provision for loan losses | 0 | 0 | 0 | -500,000 |
| Pretax income | 3,964,000 | 4,807,000 | 5,821,000 | 7,060,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,964,000 | 4,807,000 | 5,821,000 | 7,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,289,000 | 17,633,000 | 18,646,000 | 16,884,000 |
| Total capital | 21,890,000 | 19,219,000 | 20,114,000 | 18,432,000 |
| Risk-weighted assets | 126,296,000 | 125,093,000 | 115,491,000 | 122,448,000 |