Call reports 2015
TOWN & COUNTRY BANK — 2015
What TOWN & COUNTRY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 132,842,000 | 131,440,000 | 130,660,000 | 131,072,000 |
| Total loans | 86,087,000 | 90,838,000 | 100,564,000 | 103,074,000 |
| Allowance for loan losses | 3,656,000 | 3,516,000 | 3,521,000 | 3,548,000 |
| Securities available for sale | 15,281,000 | 13,162,000 | 6,598,000 | 3,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,145,000 | 116,284,000 | 114,980,000 | 115,063,000 |
| Interest-bearing deposits | 82,311,000 | 86,236,000 | 82,080,000 | 81,949,000 |
| Noninterest-bearing deposits | 35,834,000 | 30,048,000 | 32,900,000 | 33,114,000 |
| Equity capital | 14,521,000 | 15,012,000 | 15,465,000 | 15,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,479,000 | 3,977,000 | 5,439,000 |
| Interest expense | 85,000 | 175,000 | 267,000 | 358,000 |
| Net interest income | 1,062,000 | 2,304,000 | 3,710,000 | 5,081,000 |
| Noninterest income | 35,000 | 71,000 | 106,000 | 152,000 |
| Noninterest expense | 985,000 | 1,879,000 | 2,892,000 | 3,928,000 |
| Provision for loan losses | 0 | -139,000 | -139,000 | -139,000 |
| Pretax income | 112,000 | 647,000 | 1,075,000 | 1,458,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 647,000 | 1,075,000 | 1,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,482,000 | 15,017,000 | 15,446,000 | 15,827,000 |
| Total capital | 15,713,000 | 16,344,000 | 16,924,000 | 17,296,000 |
| Risk-weighted assets | 96,044,000 | 103,894,000 | 116,146,000 | 115,395,000 |