Call reports 2013
TOWN & COUNTRY BANK — 2013
What TOWN & COUNTRY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 133,430,000 | 126,355,000 | 118,576,000 | 123,172,000 |
| Total loans | 87,296,000 | 88,781,000 | 88,924,000 | 84,326,000 |
| Allowance for loan losses | 8,498,000 | 6,413,000 | 5,489,000 | 3,694,000 |
| Securities available for sale | 13,259,000 | 12,196,000 | 7,156,000 | 5,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,959,000 | 107,633,000 | 100,188,000 | 103,345,000 |
| Interest-bearing deposits | 86,316,000 | 79,397,000 | 71,296,000 | 73,362,000 |
| Noninterest-bearing deposits | 28,643,000 | 28,236,000 | 28,892,000 | 29,983,000 |
| Equity capital | 14,666,000 | 17,033,000 | 17,206,000 | 18,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,100,000 | 2,288,000 | 3,508,000 | 4,745,000 |
| Interest expense | 143,000 | 255,000 | 347,000 | 439,000 |
| Net interest income | 957,000 | 2,033,000 | 3,161,000 | 4,306,000 |
| Noninterest income | 339,000 | 633,000 | 772,000 | 1,164,000 |
| Noninterest expense | 983,000 | 1,949,000 | 3,025,000 | 4,303,000 |
| Provision for loan losses | 0 | -2,004,000 | -2,004,000 | -3,504,000 |
| Pretax income | 313,000 | 2,721,000 | 2,912,000 | 4,671,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 313,000 | 2,721,000 | 2,912,000 | 4,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,516,000 | 16,923,000 | 17,115,000 | 18,875,000 |
| Total capital | 15,823,000 | 18,215,000 | 18,384,000 | 20,073,000 |
| Risk-weighted assets | 97,369,000 | 98,187,000 | 97,253,000 | 93,318,000 |