Call reports 2011
TOWN & COUNTRY BANK — 2011
What TOWN & COUNTRY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 176,783,000 | 172,956,000 | 164,858,000 | 160,612,000 |
| Total loans | 138,254,000 | 129,409,000 | 112,710,000 | 109,166,000 |
| Allowance for loan losses | 13,668,000 | 11,090,000 | 7,017,000 | 6,966,000 |
| Securities available for sale | 26,774,000 | 21,010,000 | 21,664,000 | 21,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,987,000 | 144,070,000 | 139,411,000 | 133,022,000 |
| Interest-bearing deposits | 125,041,000 | 123,933,000 | 115,424,000 | 110,846,000 |
| Noninterest-bearing deposits | 20,946,000 | 20,137,000 | 23,987,000 | 22,176,000 |
| Equity capital | 16,699,000 | 16,802,000 | 13,171,000 | 15,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,599,000 | 5,331,000 | 7,083,000 |
| Interest expense | 346,000 | 681,000 | 987,000 | 1,244,000 |
| Net interest income | 1,486,000 | 2,918,000 | 4,344,000 | 5,839,000 |
| Noninterest income | -10,000 | -710,000 | -2,002,000 | -1,836,000 |
| Noninterest expense | 1,415,000 | 2,958,000 | 4,445,000 | 5,473,000 |
| Provision for loan losses | 0 | -681,000 | 1,776,000 | 2,154,000 |
| Pretax income | 61,000 | -69,000 | -3,879,000 | -3,608,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | -69,000 | -3,879,000 | -3,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,743,000 | 16,614,000 | 12,803,000 | 15,074,000 |
| Total capital | 18,701,000 | 18,410,000 | 14,419,000 | 16,672,000 |
| Risk-weighted assets | 144,887,000 | 134,072,000 | 123,851,000 | 122,392,000 |