Call reports 2010
TOWN & COUNTRY BANK — 2010
What TOWN & COUNTRY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 220,361,000 | 210,018,000 | 209,824,000 | 208,479,000 |
| Total loans | 155,583,000 | 155,651,000 | 154,088,000 | 160,214,000 |
| Allowance for loan losses | 7,827,000 | 10,342,000 | 10,358,000 | 13,666,000 |
| Securities available for sale | 17,639,000 | 15,017,000 | 10,965,000 | 23,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,887,000 | 154,154,000 | 150,587,000 | 154,607,000 |
| Interest-bearing deposits | 146,370,000 | 135,298,000 | 131,803,000 | 134,434,000 |
| Noninterest-bearing deposits | 16,517,000 | 18,856,000 | 18,784,000 | 20,173,000 |
| Equity capital | 26,417,000 | 23,071,000 | 23,379,000 | 16,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,110,000 | 4,157,000 | 6,249,000 | 8,493,000 |
| Interest expense | 595,000 | 1,091,000 | 1,484,000 | 1,866,000 |
| Net interest income | 1,515,000 | 3,066,000 | 4,765,000 | 6,627,000 |
| Noninterest income | 64,000 | 142,000 | -994,000 | -1,873,000 |
| Noninterest expense | 2,240,000 | 4,078,000 | 4,409,000 | 5,756,000 |
| Provision for loan losses | -705,000 | 2,513,000 | 2,513,000 | 8,796,000 |
| Pretax income | 44,000 | -3,383,000 | -3,037,000 | -9,684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | -3,383,000 | -3,037,000 | -9,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,409,000 | 22,983,000 | 23,328,000 | 16,681,000 |
| Total capital | 28,523,000 | 25,085,000 | 25,459,000 | 18,895,000 |
| Risk-weighted assets | 164,647,000 | 161,274,000 | 162,268,000 | 165,551,000 |