Call reports 2007
TOWN & COUNTRY BANK — 2007
What TOWN & COUNTRY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 160,778,000 | 167,615,000 | 167,485,000 | 203,895,000 |
| Total loans | 140,604,000 | 149,396,000 | 142,353,000 | 152,863,000 |
| Allowance for loan losses | 1,525,000 | 1,600,000 | 1,600,000 | 1,700,000 |
| Securities available for sale | 6,307,000 | 6,271,000 | 6,261,000 | 6,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,016,000 | 146,862,000 | 148,829,000 | 185,414,000 |
| Interest-bearing deposits | 133,177,000 | 133,625,000 | 135,511,000 | 172,054,000 |
| Noninterest-bearing deposits | 9,839,000 | 13,237,000 | 13,318,000 | 13,360,000 |
| Equity capital | 16,927,000 | 16,804,000 | 17,646,000 | 17,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,175,000 | 6,651,000 | 10,005,000 | 13,579,000 |
| Interest expense | 1,484,000 | 3,045,000 | 4,611,000 | 6,252,000 |
| Net interest income | 1,691,000 | 3,606,000 | 5,394,000 | 7,327,000 |
| Noninterest income | 16,000 | 56,000 | 87,000 | 117,000 |
| Noninterest expense | 868,000 | 1,836,000 | 2,804,000 | 3,884,000 |
| Provision for loan losses | 25,000 | 100,000 | 100,000 | 200,000 |
| Pretax income | 814,000 | 1,726,000 | 2,577,000 | 3,360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 814,000 | 1,726,000 | 2,577,000 | 3,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,958,000 | 16,869,000 | 17,720,000 | 17,504,000 |
| Total capital | 18,518,000 | 18,504,000 | 19,355,000 | 19,239,000 |
| Risk-weighted assets | 150,221,000 | 158,912,000 | 154,224,000 | 168,236,000 |