Call reports 2002
TOWN & COUNTRY BANK — 2002
What TOWN & COUNTRY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Total assets | 11,847,000 | 17,973,000 | 23,326,000 |
| Total loans | 6,816,000 | 11,865,000 | 16,110,000 |
| Allowance for loan losses | 100,000 | 140,000 | 185,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 6,085,000 | 12,238,000 | 17,682,000 |
| Interest-bearing deposits | 5,182,000 | 11,195,000 | 16,295,000 |
| Noninterest-bearing deposits | 903,000 | 1,043,000 | 1,387,000 |
| Equity capital | 5,713,000 | 5,565,000 | 5,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Interest income | 149,000 | 269,000 | 528,000 |
| Interest expense | 16,000 | 65,000 | 165,000 |
| Net interest income | 133,000 | 204,000 | 363,000 |
| Noninterest income | 0 | 3,000 | 6,000 |
| Noninterest expense | 320,000 | 502,000 | 707,000 |
| Provision for loan losses | 100,000 | 140,000 | 185,000 |
| Pretax income | -287,000 | -435,000 | -523,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -287,000 | -435,000 | -523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Tier 1 capital | 5,713,000 | 5,565,000 | 5,477,000 |
| Total capital | 5,811,000 | 5,705,000 | 5,662,000 |
| Risk-weighted assets | 7,855,000 | 14,368,000 | 17,907,000 |