Call report 2012Q2
CITIZENS SOUTH BANK — 2012Q2
The 22 measures CITIZENS SOUTH BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,046,701,000 | USD | evidence → |
| Total loans | 718,518,000 | USD | evidence → |
| Allowance for loan losses | 11,735,000 | USD | evidence → |
| Securities available for sale | 16,794,000 | USD | evidence → |
| Securities held to maturity | 82,276,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 853,719,000 | USD | evidence → |
| Interest-bearing deposits | 758,187,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,532,000 | USD | evidence → |
| Equity capital | 101,794,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,515,000 | USD | evidence → |
| Interest expense | 3,698,000 | USD | evidence → |
| Net interest income | 16,817,000 | USD | evidence → |
| Noninterest income | 1,939,000 | USD | evidence → |
| Noninterest expense | 14,654,000 | USD | evidence → |
| Provision for loan losses | 8,855,000 | USD | evidence → |
| Pretax income | -4,089,000 | USD | evidence → |
| Income tax | -1,881,000 | USD | evidence → |
| Net income | -2,208,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 100,586,000 | USD | evidence → |
| Total capital | 109,394,000 | USD | evidence → |
| Risk-weighted assets | 701,717,000 | USD | evidence → |