Call reports 2005
MELLON TRUST OF NEW ENGLAND NATIONAL ASSOCIATION — 2005
What MELLON TRUST OF NEW ENGLAND NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 7,728,699,000 | 7,409,116,000 | 8,175,620,000 | 9,361,336,000 |
| Total loans | 1,178,691,000 | 1,210,707,000 | 1,228,796,000 | 1,128,374,000 |
| Allowance for loan losses | 1,267,000 | 1,157,000 | 1,185,000 | 1,175,000 |
| Securities available for sale | 1,249,676,000 | 1,510,531,000 | 2,219,929,000 | 2,555,467,000 |
| Securities held to maturity | 2,454,000 | 2,306,000 | 2,199,000 | 2,104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,753,364,000 | 6,460,184,000 | 7,198,801,000 | 8,374,865,000 |
| Interest-bearing deposits | 5,090,278,000 | 4,750,681,000 | 4,554,966,000 | 5,521,727,000 |
| Noninterest-bearing deposits | 1,663,086,000 | 1,709,503,000 | 2,643,835,000 | 2,853,138,000 |
| Equity capital | 618,465,000 | 629,123,000 | 658,266,000 | 656,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 43,022,000 | 93,102,000 | 153,537,000 | 227,451,000 |
| Interest expense | 18,113,000 | 41,846,000 | 71,978,000 | 112,147,000 |
| Net interest income | 24,909,000 | 51,256,000 | 81,559,000 | 115,304,000 |
| Noninterest income | 153,832,000 | 313,114,000 | 502,322,000 | 678,026,000 |
| Noninterest expense | 112,842,000 | 232,037,000 | 375,393,000 | 502,610,000 |
| Provision for loan losses | -3,448,000 | -3,567,000 | -3,548,000 | -3,545,000 |
| Pretax income | 69,347,000 | 135,900,000 | 212,036,000 | 294,265,000 |
| Income tax | 26,516,000 | 52,019,000 | 80,789,000 | 112,345,000 |
| Net income | 42,831,000 | 83,881,000 | 131,247,000 | 181,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 395,533,000 | 417,737,000 | 440,198,000 | 447,289,000 |
| Total capital | 396,816,000 | 418,908,000 | 441,397,000 | 448,478,000 |
| Risk-weighted assets | 2,314,734,000 | 2,288,005,000 | 2,472,101,000 | 2,665,103,000 |