Call reports 2004
MELLON TRUST OF NEW ENGLAND NATIONAL ASSOCIATION — 2004
What MELLON TRUST OF NEW ENGLAND NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 6,287,843,000 | 7,527,451,000 | 6,450,079,000 | 7,060,560,000 |
| Total loans | 1,068,095,000 | 1,118,971,000 | 1,099,726,000 | 1,153,012,000 |
| Allowance for loan losses | 4,978,000 | 4,954,000 | 4,872,000 | 4,740,000 |
| Securities available for sale | 2,165,025,000 | 1,649,677,000 | 1,463,254,000 | 1,385,733,000 |
| Securities held to maturity | 3,026,000 | 2,863,000 | 2,754,000 | 2,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,345,472,000 | 6,658,040,000 | 5,495,865,000 | 6,093,053,000 |
| Interest-bearing deposits | 3,671,045,000 | 4,857,731,000 | 4,032,280,000 | 4,331,241,000 |
| Noninterest-bearing deposits | 1,674,427,000 | 1,800,309,000 | 1,463,585,000 | 1,761,812,000 |
| Equity capital | 602,528,000 | 593,759,000 | 600,594,000 | 605,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 30,530,000 | 55,360,000 | 84,919,000 | 122,326,000 |
| Interest expense | 9,244,000 | 16,233,000 | 25,798,000 | 38,880,000 |
| Net interest income | 21,286,000 | 39,127,000 | 59,121,000 | 83,446,000 |
| Noninterest income | 129,203,000 | 253,830,000 | 366,095,000 | 553,974,000 |
| Noninterest expense | 84,630,000 | 164,688,000 | 250,344,000 | 416,567,000 |
| Provision for loan losses | 1,704,000 | 1,694,000 | 1,594,000 | 1,442,000 |
| Pretax income | 64,155,000 | 126,575,000 | 173,278,000 | 219,411,000 |
| Income tax | 26,129,000 | 51,518,000 | 69,907,000 | 87,348,000 |
| Net income | 38,026,000 | 75,057,000 | 103,371,000 | 132,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 368,007,000 | 388,980,000 | 388,116,000 | 379,602,000 |
| Total capital | 372,985,000 | 393,934,000 | 392,988,000 | 384,388,000 |
| Risk-weighted assets | 1,930,480,000 | 2,264,745,000 | 1,984,861,000 | 2,139,679,000 |