Call reports 2003
MELLON TRUST OF NEW ENGLAND NATIONAL ASSOCIATION — 2003
What MELLON TRUST OF NEW ENGLAND NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 5,348,489,000 | 7,481,457,000 | 5,956,376,000 | 6,219,495,000 |
| Total loans | 658,409,000 | 736,705,000 | 692,996,000 | 789,341,000 |
| Allowance for loan losses | 3,099,000 | 3,301,000 | 3,608,000 | 3,280,000 |
| Securities available for sale | 337,221,000 | 575,284,000 | 3,120,313,000 | 3,459,132,000 |
| Securities held to maturity | 3,965,000 | 3,615,000 | 3,346,000 | 3,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,566,005,000 | 6,278,555,000 | 5,118,544,000 | 5,321,626,000 |
| Interest-bearing deposits | 3,599,342,000 | 3,467,912,000 | 3,459,205,000 | 3,835,341,000 |
| Noninterest-bearing deposits | 966,663,000 | 2,810,643,000 | 1,659,339,000 | 1,486,285,000 |
| Equity capital | 525,135,000 | 554,713,000 | 568,253,000 | 566,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 21,342,000 | 43,498,000 | 66,423,000 | 95,205,000 |
| Interest expense | 9,736,000 | 17,384,000 | 24,877,000 | 32,575,000 |
| Net interest income | 11,606,000 | 26,114,000 | 41,546,000 | 62,630,000 |
| Noninterest income | 83,326,000 | 182,017,000 | 292,214,000 | 401,616,000 |
| Noninterest expense | 91,407,000 | 156,407,000 | 233,560,000 | 322,989,000 |
| Provision for loan losses | -781,000 | -579,000 | -279,000 | -608,000 |
| Pretax income | 4,306,000 | 55,140,000 | 105,747,000 | 147,480,000 |
| Income tax | 1,395,000 | 21,392,000 | 42,029,000 | 61,511,000 |
| Net income | 2,911,000 | 33,748,000 | 63,687,000 | 85,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 301,429,000 | 335,264,000 | 340,590,000 | 348,675,000 |
| Total capital | 304,528,000 | 338,565,000 | 344,198,000 | 351,955,000 |
| Risk-weighted assets | 1,597,388,000 | 2,056,819,000 | 1,763,442,000 | 1,885,084,000 |