Call report 2011Q4
VERITY BANK — 2011Q4
The 22 measures VERITY BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,805,000 | USD | evidence → |
| Total loans | 103,260,000 | USD | evidence → |
| Allowance for loan losses | 1,762,000 | USD | evidence → |
| Securities available for sale | 22,970,000 | USD | evidence → |
| Securities held to maturity | 813,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,038,000 | USD | evidence → |
| Interest-bearing deposits | 117,242,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,796,000 | USD | evidence → |
| Equity capital | 15,370,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,750,000 | USD | evidence → |
| Interest expense | 1,407,000 | USD | evidence → |
| Net interest income | 4,343,000 | USD | evidence → |
| Noninterest income | 1,188,000 | USD | evidence → |
| Noninterest expense | 4,482,000 | USD | evidence → |
| Provision for loan losses | 964,000 | USD | evidence → |
| Pretax income | 139,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 139,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,188,000 | USD | evidence → |
| Total capital | 16,494,000 | USD | evidence → |
| Risk-weighted assets | 103,992,000 | USD | evidence → |