Call report 2010Q4
VERITY BANK — 2010Q4
The 22 measures VERITY BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,146,000 | USD | evidence → |
| Total loans | 73,093,000 | USD | evidence → |
| Allowance for loan losses | 877,000 | USD | evidence → |
| Securities available for sale | 23,621,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,345,000 | USD | evidence → |
| Interest-bearing deposits | 101,088,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,257,000 | USD | evidence → |
| Equity capital | 14,740,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,841,000 | USD | evidence → |
| Interest expense | 1,540,000 | USD | evidence → |
| Net interest income | 2,301,000 | USD | evidence → |
| Noninterest income | 550,000 | USD | evidence → |
| Noninterest expense | 3,853,000 | USD | evidence → |
| Provision for loan losses | 442,000 | USD | evidence → |
| Pretax income | -1,412,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,412,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,736,000 | USD | evidence → |
| Total capital | 15,613,000 | USD | evidence → |
| Risk-weighted assets | 77,602,000 | USD | evidence → |