Call report 2009Q1
VERITY BANK — 2009Q1
The 22 measures VERITY BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 36,617,000 | USD | evidence → |
| Total loans | 14,798,000 | USD | evidence → |
| Allowance for loan losses | 152,000 | USD | evidence → |
| Securities available for sale | 2,433,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 19,131,000 | USD | evidence → |
| Interest-bearing deposits | 16,716,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,415,000 | USD | evidence → |
| Equity capital | 17,385,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 270,000 | USD | evidence → |
| Interest expense | 76,000 | USD | evidence → |
| Net interest income | 194,000 | USD | evidence → |
| Noninterest income | 53,000 | USD | evidence → |
| Noninterest expense | 774,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | -611,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -611,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,371,000 | USD | evidence → |
| Total capital | 17,523,000 | USD | evidence → |
| Risk-weighted assets | 22,828,000 | USD | evidence → |