Call reports 2012
BANKS OF WISCONSIN — 2012
What BANKS OF WISCONSIN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 160,933,000 | 153,262,000 | 143,038,000 | 136,909,000 |
| Total loans | 111,190,000 | 102,943,000 | 96,339,000 | 91,248,000 |
| Allowance for loan losses | 6,116,000 | 7,176,000 | 5,901,000 | 5,843,000 |
| Securities available for sale | 10,288,000 | 28,361,000 | 22,699,000 | 25,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,838,000 | 141,593,000 | 135,082,000 | 129,865,000 |
| Interest-bearing deposits | 128,882,000 | 125,198,000 | 120,348,000 | 115,868,000 |
| Noninterest-bearing deposits | 14,956,000 | 16,395,000 | 14,734,000 | 13,997,000 |
| Equity capital | 7,004,000 | 4,957,000 | 4,671,000 | 3,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,732,000 | 3,267,000 | 4,736,000 | 6,171,000 |
| Interest expense | 438,000 | 835,000 | 1,187,000 | 1,523,000 |
| Net interest income | 1,294,000 | 2,432,000 | 3,549,000 | 4,648,000 |
| Noninterest income | 315,000 | -300,000 | -98,000 | 532,000 |
| Noninterest expense | 1,651,000 | 3,194,000 | 5,066,000 | 7,262,000 |
| Provision for loan losses | 0 | 1,104,000 | 937,000 | 1,721,000 |
| Pretax income | 1,269,000 | -855,000 | -958,000 | -2,209,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,269,000 | -855,000 | -958,000 | -2,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,537,000 | 4,508,000 | 4,405,000 | 3,154,000 |
| Total capital | 7,982,000 | 5,918,000 | 5,749,000 | 4,463,000 |
| Risk-weighted assets | 110,932,000 | 107,070,000 | 102,927,000 | 100,161,000 |