Call reports 2010
BANKS OF WISCONSIN — 2010
What BANKS OF WISCONSIN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 228,737,000 | 229,693,000 | 220,904,000 | 210,049,000 |
| Total loans | 173,613,000 | 169,770,000 | 163,918,000 | 157,610,000 |
| Allowance for loan losses | 5,459,000 | 7,396,000 | 5,377,000 | 4,804,000 |
| Securities available for sale | 33,811,000 | 32,913,000 | 31,908,000 | 28,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,245,000 | 190,292,000 | 183,572,000 | 174,753,000 |
| Interest-bearing deposits | 173,915,000 | 175,504,000 | 168,282,000 | 157,771,000 |
| Noninterest-bearing deposits | 14,330,000 | 14,788,000 | 15,290,000 | 16,982,000 |
| Equity capital | 16,330,000 | 15,300,000 | 16,105,000 | 14,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,719,000 | 5,351,000 | 7,779,000 | 10,129,000 |
| Interest expense | 1,150,000 | 2,251,000 | 3,270,000 | 4,162,000 |
| Net interest income | 1,569,000 | 3,100,000 | 4,509,000 | 5,967,000 |
| Noninterest income | 266,000 | 1,181,000 | 1,548,000 | 1,968,000 |
| Noninterest expense | 1,646,000 | 3,237,000 | 4,772,000 | 6,617,000 |
| Provision for loan losses | 1,157,000 | 3,122,000 | 3,529,000 | 4,964,000 |
| Pretax income | -968,000 | -2,077,000 | -2,244,000 | -3,646,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -968,000 | -2,077,000 | -2,244,000 | -3,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,862,000 | 13,753,000 | 14,119,000 | 12,850,000 |
| Total capital | 16,906,000 | 15,750,000 | 16,071,000 | 14,718,000 |
| Risk-weighted assets | 160,142,000 | 154,357,000 | 152,758,000 | 146,498,000 |