Call reports 2009
BANKS OF WISCONSIN — 2009
What BANKS OF WISCONSIN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 245,127,000 | 241,566,000 | 241,186,000 | 240,345,000 |
| Total loans | 187,442,000 | 184,853,000 | 179,118,000 | 175,432,000 |
| Allowance for loan losses | 3,277,000 | 2,927,000 | 4,579,000 | 4,655,000 |
| Securities available for sale | 41,152,000 | 37,517,000 | 36,763,000 | 35,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,726,000 | 204,151,000 | 200,587,000 | 200,843,000 |
| Interest-bearing deposits | 187,579,000 | 188,195,000 | 185,707,000 | 184,227,000 |
| Noninterest-bearing deposits | 16,147,000 | 15,956,000 | 14,880,000 | 16,616,000 |
| Equity capital | 18,316,000 | 15,400,000 | 14,181,000 | 13,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,045,000 | 5,929,000 | 8,826,000 | 11,566,000 |
| Interest expense | 1,676,000 | 3,227,000 | 4,690,000 | 6,028,000 |
| Net interest income | 1,369,000 | 2,702,000 | 4,136,000 | 5,538,000 |
| Noninterest income | 345,000 | 738,000 | 1,058,000 | 1,336,000 |
| Noninterest expense | 1,688,000 | 3,416,000 | 5,271,000 | 6,990,000 |
| Provision for loan losses | 317,000 | 3,058,000 | 5,071,000 | 5,682,000 |
| Pretax income | -291,000 | -3,034,000 | -5,148,000 | -5,791,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -291,000 | -3,034,000 | -5,148,000 | -5,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,394,000 | 14,651,000 | 12,536,000 | 11,894,000 |
| Total capital | 19,635,000 | 16,853,000 | 14,691,000 | 14,021,000 |
| Risk-weighted assets | 178,274,000 | 175,464,000 | 169,976,000 | 167,777,000 |