Call reports 2008
BANKS OF WISCONSIN — 2008
What BANKS OF WISCONSIN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 242,768,000 | 240,077,000 | 245,450,000 | 242,666,000 |
| Total loans | 189,801,000 | 186,948,000 | 191,563,000 | 189,903,000 |
| Allowance for loan losses | 2,332,000 | 2,340,000 | 2,354,000 | 3,023,000 |
| Securities available for sale | 41,202,000 | 39,470,000 | 41,150,000 | 43,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,946,000 | 195,584,000 | 198,586,000 | 202,126,000 |
| Interest-bearing deposits | 192,353,000 | 177,622,000 | 182,995,000 | 184,624,000 |
| Noninterest-bearing deposits | 13,593,000 | 17,962,000 | 15,591,000 | 17,502,000 |
| Equity capital | 18,697,000 | 18,158,000 | 18,374,000 | 18,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,856,000 | 7,484,000 | 11,188,000 | 14,697,000 |
| Interest expense | 2,186,000 | 4,088,000 | 5,909,000 | 7,697,000 |
| Net interest income | 1,670,000 | 3,396,000 | 5,279,000 | 7,000,000 |
| Noninterest income | 227,000 | 472,000 | 726,000 | 992,000 |
| Noninterest expense | 1,542,000 | 3,058,000 | 4,811,000 | 6,609,000 |
| Provision for loan losses | 48,000 | 56,000 | 69,000 | 1,738,000 |
| Pretax income | 308,000 | 755,000 | 1,125,000 | -355,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 308,000 | 755,000 | 1,125,000 | -355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,848,000 | 18,296,000 | 18,550,000 | 17,685,000 |
| Total capital | 20,134,000 | 20,549,000 | 20,860,000 | 19,938,000 |
| Risk-weighted assets | 182,813,000 | 180,115,000 | 184,735,000 | 183,516,000 |