Call reports 2007
BANKS OF WISCONSIN — 2007
What BANKS OF WISCONSIN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 231,752,000 | 231,609,000 | 237,053,000 | 239,394,000 |
| Total loans | 186,405,000 | 184,808,000 | 183,884,000 | 186,607,000 |
| Allowance for loan losses | 2,542,000 | 2,570,000 | 2,412,000 | 2,278,000 |
| Securities available for sale | 31,000,000 | 32,540,000 | 35,854,000 | 38,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,858,000 | 202,221,000 | 208,144,000 | 206,185,000 |
| Interest-bearing deposits | 184,025,000 | 183,161,000 | 191,885,000 | 190,902,000 |
| Noninterest-bearing deposits | 16,833,000 | 19,060,000 | 16,259,000 | 15,283,000 |
| Equity capital | 16,761,000 | 16,016,000 | 17,300,000 | 18,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,788,000 | 7,716,000 | 11,807,000 | 15,780,000 |
| Interest expense | 2,181,000 | 4,446,000 | 6,836,000 | 9,165,000 |
| Net interest income | 1,607,000 | 3,270,000 | 4,971,000 | 6,615,000 |
| Noninterest income | 235,000 | 479,000 | 716,000 | 967,000 |
| Noninterest expense | 1,313,000 | 2,604,000 | 3,955,000 | 5,330,000 |
| Provision for loan losses | 90,000 | 242,000 | 83,000 | 177,000 |
| Pretax income | 439,000 | 905,000 | 1,651,000 | 2,077,000 |
| Income tax | 0 | 863,000 | 863,000 | 863,000 |
| Net income | 439,000 | 42,000 | 788,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,972,000 | 16,200,000 | 17,315,000 | 17,740,000 |
| Total capital | 18,240,000 | 18,389,000 | 19,547,000 | 19,979,000 |
| Risk-weighted assets | 181,192,000 | 180,314,000 | 178,406,000 | 179,070,000 |