Call reports 2015
INTERBANK — 2015
What INTERBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,769,611,000 | 2,889,114,000 | 2,873,323,000 | 2,903,698,000 |
| Total loans | 2,290,725,000 | 2,357,146,000 | 2,460,666,000 | 2,445,182,000 |
| Allowance for loan losses | 16,849,000 | 16,619,000 | 16,671,000 | 17,005,000 |
| Securities available for sale | 19,000 | 18,000 | 17,000 | 17,000 |
| Securities held to maturity | 57,604,000 | 57,983,000 | 55,312,000 | 47,126,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,398,149,000 | 2,500,348,000 | 2,472,202,000 | 2,494,115,000 |
| Interest-bearing deposits | 1,502,662,000 | 1,595,462,000 | 1,571,793,000 | 1,590,799,000 |
| Noninterest-bearing deposits | 895,487,000 | 904,886,000 | 900,409,000 | 903,316,000 |
| Equity capital | 367,213,000 | 383,403,000 | 395,131,000 | 405,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 28,746,000 | 59,041,000 | 90,092,000 | 120,328,000 |
| Interest expense | 1,171,000 | 2,389,000 | 3,655,000 | 4,834,000 |
| Net interest income | 27,575,000 | 56,652,000 | 86,437,000 | 115,494,000 |
| Noninterest income | 2,434,000 | 6,197,000 | 10,490,000 | 13,724,000 |
| Noninterest expense | 13,894,000 | 29,090,000 | 45,603,000 | 61,364,000 |
| Provision for loan losses | 0 | 0 | 0 | 550,000 |
| Pretax income | 16,115,000 | 33,759,000 | 51,324,000 | 67,304,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,115,000 | 33,759,000 | 51,324,000 | 67,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 294,067,000 | 299,688,000 | 311,594,000 | 321,622,000 |
| Total capital | 310,916,000 | 316,307,000 | 328,265,000 | 338,627,000 |
| Risk-weighted assets | 2,595,469,000 | 2,742,781,000 | 2,787,261,000 | 2,822,443,000 |