Call reports 2009
INTERBANK — 2009
What INTERBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 722,877,000 | 715,126,000 | 719,692,000 | 721,544,000 |
| Total loans | 572,583,000 | 586,962,000 | 583,656,000 | 616,467,000 |
| Allowance for loan losses | 6,067,000 | 7,267,000 | 7,682,000 | 6,180,000 |
| Securities available for sale | 302,000 | 308,000 | 305,000 | 302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 598,129,000 | 588,997,000 | 591,277,000 | 591,289,000 |
| Interest-bearing deposits | 432,767,000 | 424,117,000 | 426,338,000 | 428,730,000 |
| Noninterest-bearing deposits | 165,362,000 | 164,880,000 | 164,940,000 | 162,559,000 |
| Equity capital | 114,926,000 | 115,944,000 | 118,576,000 | 120,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,460,000 | 15,440,000 | 23,604,000 | 32,059,000 |
| Interest expense | 1,961,000 | 3,717,000 | 5,340,000 | 6,823,000 |
| Net interest income | 5,499,000 | 11,723,000 | 18,264,000 | 25,236,000 |
| Noninterest income | 1,044,000 | 2,248,000 | 3,505,000 | 4,652,000 |
| Noninterest expense | 5,046,000 | 10,220,000 | 14,983,000 | 20,042,000 |
| Provision for loan losses | 437,000 | 1,674,000 | 2,075,000 | 3,280,000 |
| Pretax income | 1,060,000 | 2,077,000 | 4,711,000 | 6,566,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,060,000 | 2,077,000 | 4,711,000 | 6,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,075,000 | 59,106,000 | 62,751,000 | 65,619,000 |
| Total capital | 70,142,000 | 73,373,000 | 77,433,000 | 78,799,000 |
| Risk-weighted assets | 623,223,000 | 635,683,000 | 624,371,000 | 646,095,000 |