Call reports 2008
INTERBANK — 2008
What INTERBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 818,461,000 | 786,349,000 | 767,479,000 | 726,952,000 |
| Total loans | 537,868,000 | 542,504,000 | 552,502,000 | 559,658,000 |
| Allowance for loan losses | 4,756,000 | 4,660,000 | 4,612,000 | 5,656,000 |
| Securities available for sale | 75,970,000 | 76,708,000 | 67,722,000 | 63,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,944,000 | 575,803,000 | 554,259,000 | 545,816,000 |
| Interest-bearing deposits | 494,612,000 | 454,228,000 | 438,161,000 | 431,992,000 |
| Noninterest-bearing deposits | 115,332,000 | 121,575,000 | 116,098,000 | 113,824,000 |
| Equity capital | 110,524,000 | 111,776,000 | 113,438,000 | 113,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 10,644,000 | 19,908,000 | 29,141,000 | 37,734,000 |
| Interest expense | 4,791,000 | 8,305,000 | 11,213,000 | 13,831,000 |
| Net interest income | 5,853,000 | 11,603,000 | 17,928,000 | 23,903,000 |
| Noninterest income | 680,000 | 1,782,000 | 2,605,000 | 3,441,000 |
| Noninterest expense | 5,405,000 | 10,985,000 | 16,470,000 | 21,772,000 |
| Provision for loan losses | 1,000 | 11,000 | 13,000 | 1,093,000 |
| Pretax income | 1,127,000 | 2,389,000 | 4,050,000 | 4,479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,127,000 | 2,389,000 | 4,050,000 | 4,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,612,000 | 50,886,000 | 53,560,000 | 55,002,000 |
| Total capital | 75,368,000 | 77,546,000 | 65,172,000 | 67,658,000 |
| Risk-weighted assets | 634,960,000 | 627,692,000 | 629,815,000 | 612,705,000 |