Call reports 2007
INTERBANK — 2007
What INTERBANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 419,540,000 | 404,837,000 | 404,028,000 | 820,697,000 |
| Total loans | 304,150,000 | 286,615,000 | 265,591,000 | 505,542,000 |
| Allowance for loan losses | 2,865,000 | 2,975,000 | 2,748,000 | 4,730,000 |
| Securities available for sale | 81,781,000 | 59,456,000 | 56,530,000 | 84,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,940,000 | 318,959,000 | 310,771,000 | 614,000,000 |
| Interest-bearing deposits | 272,300,000 | 267,786,000 | 262,152,000 | 502,000,000 |
| Noninterest-bearing deposits | 50,640,000 | 51,173,000 | 48,619,000 | 112,000,000 |
| Equity capital | 31,547,000 | 30,506,000 | 31,884,000 | 109,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,687,000 | 13,435,000 | 19,822,000 | 30,899,000 |
| Interest expense | 3,307,000 | 6,617,000 | 9,888,000 | 12,263,000 |
| Net interest income | 3,380,000 | 6,818,000 | 9,934,000 | 18,636,000 |
| Noninterest income | 377,000 | 785,000 | 1,175,000 | 1,640,000 |
| Noninterest expense | 2,124,000 | 4,099,000 | 6,105,000 | 13,667,000 |
| Provision for loan losses | 187,000 | 250,000 | 250,000 | 3,000 |
| Pretax income | 1,430,000 | 2,882,000 | 4,382,000 | 6,606,000 |
| Income tax | 487,000 | 733,000 | 1,234,000 | 0 |
| Net income | 943,000 | 2,149,000 | 3,148,000 | 6,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,074,000 | 31,286,000 | 32,286,000 | 46,467,000 |
| Total capital | 41,939,000 | 41,261,000 | 42,034,000 | 73,197,000 |
| Risk-weighted assets | 341,610,000 | 320,426,000 | 304,515,000 | 607,515,000 |