Call reports 2006
INTERBANK — 2006
What INTERBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 419,955,000 | 418,187,000 | 412,468,000 | 421,408,000 |
| Total loans | 308,560,000 | 291,441,000 | 298,027,000 | 284,587,000 |
| Allowance for loan losses | 2,731,000 | 2,728,000 | 2,688,000 | 2,634,000 |
| Securities available for sale | 85,447,000 | 82,298,000 | 83,867,000 | 83,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,193,000 | 341,899,000 | 318,541,000 | 318,679,000 |
| Interest-bearing deposits | 254,593,000 | 289,364,000 | 268,381,000 | 266,856,000 |
| Noninterest-bearing deposits | 54,600,000 | 52,535,000 | 50,160,000 | 51,823,000 |
| Equity capital | 28,985,000 | 29,534,000 | 31,598,000 | 32,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,636,000 | 12,088,000 | 18,629,000 | 25,187,000 |
| Interest expense | 2,360,000 | 5,411,000 | 8,638,000 | 11,955,000 |
| Net interest income | 3,276,000 | 6,677,000 | 9,991,000 | 13,232,000 |
| Noninterest income | 428,000 | 848,000 | 1,226,000 | 1,585,000 |
| Noninterest expense | 2,126,000 | 4,321,000 | 6,446,000 | 8,604,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,578,000 | 3,204,000 | 4,771,000 | 6,213,000 |
| Income tax | 548,000 | 1,116,000 | 1,660,000 | 2,155,000 |
| Net income | 1,030,000 | 2,088,000 | 3,111,000 | 4,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,071,000 | 31,136,000 | 32,168,000 | 33,124,000 |
| Total capital | 39,802,000 | 40,864,000 | 41,857,000 | 42,758,000 |
| Risk-weighted assets | 341,664,000 | 325,651,000 | 330,440,000 | 320,285,000 |