Call reports 2005
INTERBANK — 2005
What INTERBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 325,644,000 | 387,681,000 | 399,476,000 | 379,503,000 |
| Total loans | 164,894,000 | 255,178,000 | 267,256,000 | 265,735,000 |
| Allowance for loan losses | 2,055,000 | 2,598,000 | 2,643,000 | 2,689,000 |
| Securities available for sale | 139,681,000 | 99,827,000 | 94,890,000 | 88,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,958,000 | 314,195,000 | 322,966,000 | 295,488,000 |
| Interest-bearing deposits | 209,844,000 | 266,543,000 | 266,104,000 | 242,435,000 |
| Noninterest-bearing deposits | 49,114,000 | 47,652,000 | 56,862,000 | 53,053,000 |
| Equity capital | 24,563,000 | 26,341,000 | 27,469,000 | 28,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,973,000 | 8,671,000 | 14,149,000 | 19,693,000 |
| Interest expense | 1,133,000 | 2,770,000 | 4,950,000 | 7,142,000 |
| Net interest income | 2,840,000 | 5,901,000 | 9,199,000 | 12,551,000 |
| Noninterest income | 466,000 | 913,000 | 1,450,000 | 1,805,000 |
| Noninterest expense | 1,929,000 | 3,913,000 | 5,970,000 | 8,121,000 |
| Provision for loan losses | 0 | 500,000 | 500,000 | 500,000 |
| Pretax income | 1,377,000 | 2,947,000 | 4,725,000 | 6,281,000 |
| Income tax | 462,000 | 997,000 | 1,616,000 | 2,172,000 |
| Net income | 915,000 | 1,950,000 | 3,109,000 | 4,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,339,000 | 26,374,000 | 28,033,000 | 29,033,000 |
| Total capital | 27,394,000 | 35,972,000 | 37,679,000 | 38,722,000 |
| Risk-weighted assets | 214,556,000 | 302,619,000 | 303,202,000 | 301,039,000 |