Call reports 2004
INTERBANK — 2004
What INTERBANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 329,562,000 | 324,539,000 | 324,610,000 | 328,390,000 |
| Total loans | 167,320,000 | 168,252,000 | 170,932,000 | 164,737,000 |
| Allowance for loan losses | 1,885,000 | 1,934,000 | 1,972,000 | 2,011,000 |
| Securities available for sale | 141,520,000 | 134,807,000 | 134,492,000 | 133,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,788,000 | 258,862,000 | 256,920,000 | 263,472,000 |
| Interest-bearing deposits | 214,474,000 | 207,618,000 | 209,621,000 | 212,988,000 |
| Noninterest-bearing deposits | 48,314,000 | 51,244,000 | 47,299,000 | 50,484,000 |
| Equity capital | 25,261,000 | 23,949,000 | 26,703,000 | 27,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,897,000 | 7,841,000 | 11,751,000 | 15,819,000 |
| Interest expense | 998,000 | 1,974,000 | 3,014,000 | 4,125,000 |
| Net interest income | 2,899,000 | 5,867,000 | 8,737,000 | 11,694,000 |
| Noninterest income | 522,000 | 1,062,000 | 1,525,000 | 1,936,000 |
| Noninterest expense | 1,893,000 | 3,802,000 | 5,756,000 | 7,630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,563,000 | 3,218,000 | 4,597,000 | 6,091,000 |
| Income tax | 489,000 | 1,008,000 | 1,425,000 | 1,941,000 |
| Net income | 1,074,000 | 2,210,000 | 3,172,000 | 4,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,348,000 | 24,484,000 | 25,446,000 | 26,424,000 |
| Total capital | 25,233,000 | 26,418,000 | 27,418,000 | 28,435,000 |
| Risk-weighted assets | 219,886,000 | 224,953,000 | 225,256,000 | 217,076,000 |