Call reports 2003
INTERBANK — 2003
What INTERBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 272,033,000 | 307,808,000 | 305,878,000 | 322,279,000 |
| Total loans | 141,712,000 | 163,121,000 | 161,569,000 | 164,434,000 |
| Allowance for loan losses | 1,693,000 | 1,749,000 | 1,796,000 | 1,842,000 |
| Securities available for sale | 111,447,000 | 126,913,000 | 131,149,000 | 135,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,548,000 | 245,659,000 | 248,646,000 | 255,874,000 |
| Interest-bearing deposits | 196,770,000 | 201,851,000 | 208,083,000 | 209,075,000 |
| Noninterest-bearing deposits | 39,778,000 | 43,808,000 | 40,563,000 | 46,799,000 |
| Equity capital | 25,505,000 | 26,579,000 | 27,165,000 | 23,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,471,000 | 7,014,000 | 10,799,000 | 14,631,000 |
| Interest expense | 1,149,000 | 2,268,000 | 3,328,000 | 4,338,000 |
| Net interest income | 2,322,000 | 4,746,000 | 7,471,000 | 10,293,000 |
| Noninterest income | 500,000 | 979,000 | 1,437,000 | 2,135,000 |
| Noninterest expense | 1,829,000 | 3,623,000 | 5,486,000 | 7,407,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 862,000 | 1,809,000 | 3,129,000 | 4,932,000 |
| Income tax | 303,000 | 626,000 | 1,069,000 | 1,666,000 |
| Net income | 559,000 | 1,183,000 | 2,060,000 | 3,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,567,000 | 25,191,000 | 26,068,000 | 22,274,000 |
| Total capital | 26,260,000 | 26,940,000 | 27,864,000 | 24,116,000 |
| Risk-weighted assets | 186,430,000 | 209,749,000 | 207,890,000 | 219,836,000 |