Call reports 2002
INTERBANK — 2002
What INTERBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 271,894,000 | 267,951,000 | 280,365,000 | 273,810,000 |
| Total loans | 136,009,000 | 133,418,000 | 156,739,000 | 149,147,000 |
| Allowance for loan losses | 1,850,000 | 1,812,000 | 1,189,000 | 1,491,000 |
| Securities available for sale | 116,345,000 | 118,353,000 | 107,863,000 | 96,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,228,000 | 234,680,000 | 238,557,000 | 238,792,000 |
| Interest-bearing deposits | 200,238,000 | 194,836,000 | 196,300,000 | 197,883,000 |
| Noninterest-bearing deposits | 46,990,000 | 39,844,000 | 42,257,000 | 40,909,000 |
| Equity capital | 22,058,000 | 23,671,000 | 24,929,000 | 25,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,180,000 | 8,329,000 | 12,864,000 | 16,661,000 |
| Interest expense | 1,331,000 | 2,578,000 | 3,875,000 | 5,111,000 |
| Net interest income | 2,849,000 | 5,751,000 | 8,989,000 | 11,550,000 |
| Noninterest income | 597,000 | 978,000 | 1,483,000 | 2,000,000 |
| Noninterest expense | 1,739,000 | 3,323,000 | 5,056,000 | 6,753,000 |
| Provision for loan losses | 0 | 0 | 420,000 | 720,000 |
| Pretax income | 1,701,000 | 3,400,000 | 5,013,000 | 6,094,000 |
| Income tax | 596,000 | 1,184,000 | 1,732,000 | 2,113,000 |
| Net income | 1,105,000 | 2,216,000 | 3,281,000 | 3,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,133,000 | 22,243,000 | 23,308,000 | 24,008,000 |
| Total capital | 22,983,000 | 24,055,000 | 24,497,000 | 25,499,000 |
| Risk-weighted assets | 169,977,000 | 163,810,000 | 180,731,000 | 173,120,000 |