Call reports 2025
JEFF BANK — 2025
What JEFF BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 650,178,000 | 656,416,000 | 671,471,000 | 661,805,000 |
| Total loans | 347,123,000 | 353,312,000 | 355,680,000 | 362,595,000 |
| Allowance for loan losses | 4,643,000 | 4,754,000 | 4,745,000 | 4,877,000 |
| Securities available for sale | 167,231,000 | 172,087,000 | 183,509,000 | 181,575,000 |
| Securities held to maturity | 7,865,000 | 8,334,000 | 8,113,000 | 7,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,935,000 | 564,478,000 | 571,285,000 | 558,357,000 |
| Interest-bearing deposits | 368,130,000 | 365,483,000 | 373,065,000 | 365,956,000 |
| Noninterest-bearing deposits | 193,805,000 | 198,995,000 | 198,220,000 | 192,401,000 |
| Equity capital | 80,961,000 | 84,937,000 | 89,911,000 | 93,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,198,000 | 14,792,000 | 22,637,000 | 30,432,000 |
| Interest expense | 283,000 | 580,000 | 894,000 | 1,203,000 |
| Net interest income | 6,915,000 | 14,212,000 | 21,743,000 | 29,229,000 |
| Noninterest income | 897,000 | 1,804,000 | 2,656,000 | 3,508,000 |
| Noninterest expense | 4,227,000 | 8,220,000 | 12,428,000 | 16,650,000 |
| Provision for loan losses | 280,000 | 339,000 | 339,000 | 465,000 |
| Pretax income | 3,380,000 | 7,508,000 | 11,596,000 | 15,625,000 |
| Income tax | 697,000 | 1,568,000 | 2,429,000 | 3,268,000 |
| Net income | 2,683,000 | 5,940,000 | 9,167,000 | 12,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,408,000 | 93,015,000 | 95,593,000 | 96,983,000 |