Call reports 2023
JEFF BANK — 2023
What JEFF BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 698,023,000 | 682,622,000 | 690,200,000 | 680,314,000 |
| Total loans | 327,620,000 | 330,321,000 | 333,681,000 | 338,498,000 |
| Allowance for loan losses | 4,436,000 | 4,039,000 | 4,033,000 | 4,311,000 |
| Securities available for sale | 226,935,000 | 217,946,000 | 208,492,000 | 215,147,000 |
| Securities held to maturity | 7,880,000 | 7,579,000 | 7,172,000 | 6,703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,361,000 | 614,442,000 | 597,687,000 | 578,339,000 |
| Interest-bearing deposits | 439,232,000 | 420,915,000 | 406,053,000 | 394,309,000 |
| Noninterest-bearing deposits | 190,129,000 | 193,527,000 | 191,634,000 | 184,030,000 |
| Equity capital | 61,289,000 | 61,522,000 | 60,382,000 | 69,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,832,000 | 14,056,000 | 21,564,000 | 29,096,000 |
| Interest expense | 161,000 | 717,000 | 1,519,000 | 2,615,000 |
| Net interest income | 6,671,000 | 13,339,000 | 20,045,000 | 26,481,000 |
| Noninterest income | 805,000 | 1,679,000 | 2,552,000 | 3,390,000 |
| Noninterest expense | 3,905,000 | 7,703,000 | 11,652,000 | 15,900,000 |
| Provision for loan losses | -181,000 | -580,000 | -701,000 | -419,000 |
| Pretax income | 3,805,000 | 7,941,000 | 11,627,000 | 14,412,000 |
| Income tax | 761,000 | 1,664,000 | 2,465,000 | 3,086,000 |
| Net income | 3,044,000 | 6,277,000 | 9,162,000 | 11,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,618,000 | 77,201,000 | 79,437,000 | 80,950,000 |