Call reports 2022
JEFF BANK — 2022
What JEFF BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 719,237,000 | 710,414,000 | 704,021,000 | 683,198,000 |
| Total loans | 296,097,000 | 300,725,000 | 309,713,000 | 324,747,000 |
| Allowance for loan losses | 3,903,000 | 3,986,000 | 3,987,000 | 4,570,000 |
| Securities available for sale | 210,882,000 | 234,942,000 | 235,516,000 | 236,719,000 |
| Securities held to maturity | 8,845,000 | 8,370,000 | 8,070,000 | 8,196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 653,612,000 | 648,457,000 | 645,458,000 | 618,957,000 |
| Interest-bearing deposits | 457,038,000 | 442,022,000 | 435,634,000 | 422,674,000 |
| Noninterest-bearing deposits | 196,574,000 | 206,435,000 | 209,824,000 | 196,283,000 |
| Equity capital | 59,348,000 | 55,849,000 | 51,905,000 | 56,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,961,000 | 10,275,000 | 16,300,000 | 23,332,000 |
| Interest expense | 84,000 | 169,000 | 267,000 | 360,000 |
| Net interest income | 4,877,000 | 10,106,000 | 16,033,000 | 22,972,000 |
| Noninterest income | 870,000 | 1,752,000 | 2,699,000 | 3,561,000 |
| Noninterest expense | 3,791,000 | 7,405,000 | 11,026,000 | 15,040,000 |
| Provision for loan losses | 0 | 0 | 0 | 450,000 |
| Pretax income | 1,956,000 | 4,453,000 | 7,706,000 | 10,955,000 |
| Income tax | 340,000 | 809,000 | 1,475,000 | 2,165,000 |
| Net income | 1,616,000 | 3,644,000 | 6,231,000 | 8,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,629,000 | 69,007,000 | 70,944,000 | 72,430,000 |