Call reports 2021
JEFF BANK — 2021
What JEFF BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 661,988,000 | 668,458,000 | 681,801,000 | 692,752,000 |
| Total loans | 300,999,000 | 293,732,000 | 291,908,000 | 292,490,000 |
| Allowance for loan losses | 4,383,000 | 4,380,000 | 4,085,000 | 4,005,000 |
| Securities available for sale | 157,155,000 | 165,687,000 | 187,137,000 | 196,960,000 |
| Securities held to maturity | 7,276,000 | 6,834,000 | 9,464,000 | 9,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 593,457,000 | 597,244,000 | 609,982,000 | 619,617,000 |
| Interest-bearing deposits | 415,735,000 | 411,330,000 | 415,173,000 | 425,299,000 |
| Noninterest-bearing deposits | 177,722,000 | 185,914,000 | 194,809,000 | 194,318,000 |
| Equity capital | 62,398,000 | 64,988,000 | 64,944,000 | 66,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,429,000 | 9,311,000 | 13,907,000 | 18,601,000 |
| Interest expense | 104,000 | 194,000 | 282,000 | 368,000 |
| Net interest income | 4,325,000 | 9,117,000 | 13,625,000 | 18,233,000 |
| Noninterest income | 764,000 | 1,663,000 | 2,614,000 | 3,461,000 |
| Noninterest expense | 3,804,000 | 7,547,000 | 11,315,000 | 15,189,000 |
| Provision for loan losses | 0 | 0 | 0 | 450,000 |
| Pretax income | 1,288,000 | 3,237,000 | 4,927,000 | 6,058,000 |
| Income tax | 189,000 | 542,000 | 854,000 | 1,095,000 |
| Net income | 1,099,000 | 2,695,000 | 4,073,000 | 4,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,451,000 | 65,045,000 | 65,774,000 | 66,013,000 |