Call reports 2020
JEFF BANK — 2020
What JEFF BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 532,943,000 | 578,266,000 | 594,735,000 | 604,899,000 |
| Total loans | 305,665,000 | 309,538,000 | 306,939,000 | 299,159,000 |
| Allowance for loan losses | 3,748,000 | 4,004,000 | 4,214,000 | 4,378,000 |
| Securities available for sale | 126,970,000 | 140,065,000 | 143,787,000 | 149,431,000 |
| Securities held to maturity | 7,279,000 | 6,912,000 | 6,619,000 | 7,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,005,000 | 511,112,000 | 526,803,000 | 536,707,000 |
| Interest-bearing deposits | 340,562,000 | 349,340,000 | 360,700,000 | 375,753,000 |
| Noninterest-bearing deposits | 128,443,000 | 161,772,000 | 166,103,000 | 160,954,000 |
| Equity capital | 58,010,000 | 60,669,000 | 61,635,000 | 61,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,983,000 | 9,671,000 | 14,401,000 | 18,878,000 |
| Interest expense | 173,000 | 342,000 | 481,000 | 608,000 |
| Net interest income | 4,810,000 | 9,329,000 | 13,920,000 | 18,270,000 |
| Noninterest income | 747,000 | 1,462,000 | 2,209,000 | 3,036,000 |
| Noninterest expense | 3,857,000 | 7,415,000 | 11,090,000 | 14,944,000 |
| Provision for loan losses | 250,000 | 500,000 | 750,000 | 1,100,000 |
| Pretax income | 1,450,000 | 2,906,000 | 4,421,000 | 5,435,000 |
| Income tax | 241,000 | 461,000 | 701,000 | 649,000 |
| Net income | 1,209,000 | 2,445,000 | 3,720,000 | 4,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,723,000 | 61,309,000 | 61,934,000 | 62,352,000 |