Call reports 2019
JEFF BANK — 2019
What JEFF BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 515,423,000 | 515,488,000 | 512,116,000 | 505,973,000 |
| Total loans | 316,278,000 | 312,128,000 | 308,927,000 | 308,526,000 |
| Allowance for loan losses | 3,404,000 | 3,423,000 | 3,717,000 | 3,503,000 |
| Securities available for sale | 65,413,000 | 84,346,000 | 95,485,000 | 89,871,000 |
| Securities held to maturity | 32,284,000 | 7,123,000 | 7,010,000 | 7,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,309,000 | 452,650,000 | 447,620,000 | 441,729,000 |
| Interest-bearing deposits | 335,048,000 | 322,956,000 | 317,213,000 | 317,392,000 |
| Noninterest-bearing deposits | 120,261,000 | 129,694,000 | 130,407,000 | 124,337,000 |
| Equity capital | 54,208,000 | 56,676,000 | 57,895,000 | 57,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,304,000 | 10,855,000 | 16,164,000 | 21,169,000 |
| Interest expense | 182,000 | 360,000 | 542,000 | 719,000 |
| Net interest income | 5,122,000 | 10,495,000 | 15,622,000 | 20,450,000 |
| Noninterest income | 734,000 | 1,630,000 | 2,484,000 | 3,302,000 |
| Noninterest expense | 3,768,000 | 7,399,000 | 11,057,000 | 15,037,000 |
| Provision for loan losses | 100,000 | 200,000 | 500,000 | 1,100,000 |
| Pretax income | 1,988,000 | 4,526,000 | 6,549,000 | 7,615,000 |
| Income tax | 330,000 | 779,000 | 1,155,000 | 1,270,000 |
| Net income | 1,658,000 | 3,747,000 | 5,394,000 | 6,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,428,000 | 58,866,000 | 59,866,000 | 60,165,000 |
| Total capital | 60,833,000 | 62,290,000 | 63,584,000 | 63,669,000 |
| Risk-weighted assets | 326,447,000 | 319,289,000 | 321,439,000 | 320,910,000 |