Call reports 2018
JEFF BANK — 2018
What JEFF BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 517,306,000 | 515,007,000 | 508,651,000 | 501,695,000 |
| Total loans | 297,113,000 | 300,899,000 | 312,667,000 | 315,128,000 |
| Allowance for loan losses | 3,587,000 | 3,595,000 | 3,589,000 | 3,311,000 |
| Securities available for sale | 72,157,000 | 67,861,000 | 70,192,000 | 66,999,000 |
| Securities held to maturity | 31,927,000 | 32,767,000 | 32,556,000 | 31,874,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,914,000 | 458,797,000 | 450,909,000 | 443,232,000 |
| Interest-bearing deposits | 336,761,000 | 333,782,000 | 322,841,000 | 319,425,000 |
| Noninterest-bearing deposits | 123,153,000 | 125,015,000 | 128,068,000 | 123,807,000 |
| Equity capital | 52,311,000 | 51,013,000 | 52,595,000 | 52,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,843,000 | 9,840,000 | 15,043,000 | 20,388,000 |
| Interest expense | 191,000 | 388,000 | 587,000 | 775,000 |
| Net interest income | 4,652,000 | 9,452,000 | 14,456,000 | 19,613,000 |
| Noninterest income | 743,000 | 1,534,000 | 2,392,000 | 3,190,000 |
| Noninterest expense | 3,560,000 | 7,082,000 | 10,767,000 | 14,982,000 |
| Provision for loan losses | 0 | 0 | 0 | 350,000 |
| Pretax income | 1,835,000 | 3,904,000 | 6,081,000 | 7,471,000 |
| Income tax | 303,000 | 654,000 | 1,027,000 | 1,212,000 |
| Net income | 1,532,000 | 3,250,000 | 5,054,000 | 6,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,941,000 | 54,662,000 | 56,463,000 | 56,370,000 |
| Total capital | 59,536,000 | 58,265,000 | 60,053,000 | 59,682,000 |
| Risk-weighted assets | 310,169,000 | 311,637,000 | 327,081,000 | 328,887,000 |