Call reports 2016
JEFF BANK — 2016
What JEFF BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 478,754,000 | 481,900,000 | 481,459,000 | 477,003,000 |
| Total loans | 273,773,000 | 276,201,000 | 280,703,000 | 289,857,000 |
| Allowance for loan losses | 4,004,000 | 4,016,000 | 4,013,000 | 3,692,000 |
| Securities available for sale | 94,737,000 | 93,023,000 | 92,371,000 | 88,268,000 |
| Securities held to maturity | 21,562,000 | 23,906,000 | 26,565,000 | 28,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,903,000 | 425,726,000 | 424,497,000 | 421,011,000 |
| Interest-bearing deposits | 317,991,000 | 314,712,000 | 306,583,000 | 309,035,000 |
| Noninterest-bearing deposits | 105,912,000 | 111,014,000 | 117,914,000 | 111,976,000 |
| Equity capital | 49,481,000 | 50,547,000 | 51,083,000 | 50,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,415,000 | 8,891,000 | 13,425,000 | 17,996,000 |
| Interest expense | 233,000 | 469,000 | 701,000 | 922,000 |
| Net interest income | 4,182,000 | 8,422,000 | 12,724,000 | 17,074,000 |
| Noninterest income | 966,000 | 1,803,000 | 2,601,000 | 3,366,000 |
| Noninterest expense | 3,363,000 | 6,681,000 | 10,098,000 | 13,890,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 100,000 |
| Pretax income | 1,785,000 | 3,494,000 | 5,178,000 | 6,451,000 |
| Income tax | 301,000 | 678,000 | 1,013,000 | 1,256,000 |
| Net income | 1,484,000 | 2,816,000 | 4,165,000 | 5,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,943,000 | 51,675,000 | 52,424,000 | 52,854,000 |
| Total capital | 54,654,000 | 55,432,000 | 56,267,000 | 56,554,000 |
| Risk-weighted assets | 296,569,000 | 300,287,000 | 307,275,000 | 315,239,000 |