Call reports 2015
JEFF BANK — 2015
What JEFF BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 465,724,000 | 467,205,000 | 465,494,000 | 452,381,000 |
| Total loans | 277,409,000 | 272,158,000 | 272,782,000 | 274,121,000 |
| Allowance for loan losses | 4,145,000 | 4,003,000 | 4,130,000 | 4,075,000 |
| Securities available for sale | 99,358,000 | 97,912,000 | 94,954,000 | 92,723,000 |
| Securities held to maturity | 7,759,000 | 14,908,000 | 17,096,000 | 19,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,229,000 | 409,746,000 | 407,087,000 | 394,325,000 |
| Interest-bearing deposits | 309,209,000 | 308,346,000 | 296,504,000 | 291,704,000 |
| Noninterest-bearing deposits | 99,020,000 | 101,400,000 | 110,583,000 | 102,621,000 |
| Equity capital | 49,651,000 | 49,874,000 | 50,613,000 | 51,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,506,000 | 8,990,000 | 13,458,000 | 17,944,000 |
| Interest expense | 259,000 | 506,000 | 754,000 | 993,000 |
| Net interest income | 4,247,000 | 8,484,000 | 12,704,000 | 16,951,000 |
| Noninterest income | 766,000 | 1,598,000 | 2,491,000 | 3,216,000 |
| Noninterest expense | 3,539,000 | 6,968,000 | 10,756,000 | 14,232,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,495,000 | 3,135,000 | 4,460,000 | 5,856,000 |
| Income tax | 311,000 | 669,000 | 894,000 | 1,145,000 |
| Net income | 1,184,000 | 2,466,000 | 3,566,000 | 4,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,382,000 | 52,015,000 | 52,515,000 | 53,059,000 |
| Total capital | 55,044,000 | 55,832,000 | 56,319,000 | 56,875,000 |
| Risk-weighted assets | 292,491,000 | 305,204,000 | 304,003,000 | 305,104,000 |