Call reports 2014
JEFF BANK — 2014
What JEFF BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 449,625,000 | 447,094,000 | 447,717,000 | 435,521,000 |
| Total loans | 272,050,000 | 272,684,000 | 277,214,000 | 277,691,000 |
| Allowance for loan losses | 4,754,000 | 4,885,000 | 4,821,000 | 4,353,000 |
| Securities available for sale | 106,890,000 | 106,978,000 | 103,988,000 | 102,664,000 |
| Securities held to maturity | 3,352,000 | 3,005,000 | 6,061,000 | 7,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,225,000 | 389,395,000 | 388,788,000 | 378,600,000 |
| Interest-bearing deposits | 307,500,000 | 295,652,000 | 293,393,000 | 287,171,000 |
| Noninterest-bearing deposits | 85,725,000 | 93,743,000 | 95,395,000 | 91,429,000 |
| Equity capital | 49,387,000 | 51,116,000 | 51,499,000 | 49,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,537,000 | 9,049,000 | 13,561,000 | 18,106,000 |
| Interest expense | 283,000 | 561,000 | 839,000 | 1,107,000 |
| Net interest income | 4,254,000 | 8,488,000 | 12,722,000 | 16,999,000 |
| Noninterest income | 714,000 | 1,552,000 | 2,372,000 | 6,391,000 |
| Noninterest expense | 3,184,000 | 6,649,000 | 10,034,000 | 13,559,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 1,684,000 | 3,259,000 | 4,829,000 | 9,500,000 |
| Income tax | 359,000 | 700,000 | 1,048,000 | 2,497,000 |
| Net income | 1,325,000 | 2,559,000 | 3,781,000 | 7,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,121,000 | 49,806,000 | 50,477,000 | 51,398,000 |
| Total capital | 52,652,000 | 53,331,000 | 54,061,000 | 55,032,000 |
| Risk-weighted assets | 281,233,000 | 280,637,000 | 286,016,000 | 289,978,000 |