Call reports 2013
JEFF BANK — 2013
What JEFF BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 449,583,000 | 450,038,000 | 433,004,000 | 428,772,000 |
| Total loans | 273,155,000 | 268,436,000 | 266,998,000 | 273,802,000 |
| Allowance for loan losses | 5,135,000 | 4,808,000 | 4,657,000 | 4,671,000 |
| Securities available for sale | 105,665,000 | 107,355,000 | 105,668,000 | 106,713,000 |
| Securities held to maturity | 4,308,000 | 4,169,000 | 3,650,000 | 3,612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,710,000 | 390,231,000 | 376,833,000 | 373,286,000 |
| Interest-bearing deposits | 308,270,000 | 294,982,000 | 280,997,000 | 288,336,000 |
| Noninterest-bearing deposits | 78,440,000 | 95,249,000 | 95,836,000 | 84,950,000 |
| Equity capital | 49,146,000 | 45,466,000 | 46,208,000 | 48,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,568,000 | 9,234,000 | 13,770,000 | 18,472,000 |
| Interest expense | 427,000 | 811,000 | 1,155,000 | 1,448,000 |
| Net interest income | 4,141,000 | 8,423,000 | 12,615,000 | 17,024,000 |
| Noninterest income | 686,000 | 1,367,000 | 2,469,000 | 3,278,000 |
| Noninterest expense | 3,544,000 | 6,890,000 | 10,402,000 | 13,838,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 700,000 |
| Pretax income | 1,083,000 | 2,723,000 | 4,509,000 | 5,787,000 |
| Income tax | 137,000 | 473,000 | 878,000 | 1,057,000 |
| Net income | 946,000 | 2,250,000 | 3,631,000 | 4,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,010,000 | 46,143,000 | 47,012,000 | 48,332,000 |
| Total capital | 52,567,000 | 49,591,000 | 50,524,000 | 51,895,000 |
| Risk-weighted assets | 282,966,000 | 279,713,000 | 279,778,000 | 283,959,000 |