Call reports 2012
JEFF BANK — 2012
What JEFF BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 453,264,000 | 451,641,000 | 440,978,000 | 427,187,000 |
| Total loans | 271,060,000 | 267,674,000 | 270,245,000 | 269,263,000 |
| Allowance for loan losses | 5,056,000 | 5,154,000 | 5,344,000 | 5,035,000 |
| Securities available for sale | 112,628,000 | 113,670,000 | 110,914,000 | 104,461,000 |
| Securities held to maturity | 6,203,000 | 4,471,000 | 4,447,000 | 4,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,301,000 | 383,309,000 | 371,467,000 | 359,128,000 |
| Interest-bearing deposits | 315,168,000 | 310,789,000 | 290,778,000 | 282,488,000 |
| Noninterest-bearing deposits | 65,133,000 | 72,520,000 | 80,689,000 | 76,640,000 |
| Equity capital | 47,771,000 | 48,149,000 | 49,276,000 | 48,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,257,000 | 10,391,000 | 15,308,000 | 20,170,000 |
| Interest expense | 639,000 | 1,214,000 | 1,731,000 | 2,198,000 |
| Net interest income | 4,618,000 | 9,177,000 | 13,577,000 | 17,972,000 |
| Noninterest income | 801,000 | 1,420,000 | 2,169,000 | 2,753,000 |
| Noninterest expense | 3,570,000 | 6,921,000 | 10,189,000 | 13,536,000 |
| Provision for loan losses | 600,000 | 1,050,000 | 1,550,000 | 1,895,000 |
| Pretax income | 1,282,000 | 2,659,000 | 4,021,000 | 5,346,000 |
| Income tax | 144,000 | 358,000 | 593,000 | 807,000 |
| Net income | 1,138,000 | 2,301,000 | 3,428,000 | 4,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,064,000 | 47,627,000 | 48,154,000 | 48,663,000 |
| Total capital | 50,607,000 | 51,108,000 | 51,656,000 | 52,150,000 |
| Risk-weighted assets | 281,936,000 | 276,830,000 | 278,324,000 | 277,424,000 |