Call reports 2011
JEFF BANK — 2011
What JEFF BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 442,697,000 | 441,971,000 | 444,987,000 | 432,651,000 |
| Total loans | 276,626,000 | 275,652,000 | 279,145,000 | 276,638,000 |
| Allowance for loan losses | 4,146,000 | 4,514,000 | 4,830,000 | 4,712,000 |
| Securities available for sale | 104,916,000 | 112,709,000 | 114,284,000 | 106,970,000 |
| Securities held to maturity | 6,410,000 | 7,365,000 | 6,624,000 | 6,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,775,000 | 371,412,000 | 373,515,000 | 359,917,000 |
| Interest-bearing deposits | 307,973,000 | 304,744,000 | 305,331,000 | 298,268,000 |
| Noninterest-bearing deposits | 64,802,000 | 66,668,000 | 68,184,000 | 61,649,000 |
| Equity capital | 45,509,000 | 46,366,000 | 47,216,000 | 47,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,286,000 | 10,560,000 | 15,880,000 | 21,155,000 |
| Interest expense | 859,000 | 1,700,000 | 2,477,000 | 3,168,000 |
| Net interest income | 4,427,000 | 8,860,000 | 13,403,000 | 17,987,000 |
| Noninterest income | 839,000 | 1,443,000 | 2,240,000 | 2,873,000 |
| Noninterest expense | 3,878,000 | 7,347,000 | 10,597,000 | 14,037,000 |
| Provision for loan losses | 600,000 | 1,000,000 | 1,700,000 | 2,200,000 |
| Pretax income | 788,000 | 1,962,000 | 3,368,000 | 4,645,000 |
| Income tax | 15,000 | 165,000 | 403,000 | 555,000 |
| Net income | 773,000 | 1,797,000 | 2,965,000 | 4,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,959,000 | 45,383,000 | 45,952,000 | 46,476,000 |
| Total capital | 48,492,000 | 48,945,000 | 49,551,000 | 50,030,000 |
| Risk-weighted assets | 282,026,000 | 284,038,000 | 286,695,000 | 283,168,000 |