Call reports 2010
JEFF BANK — 2010
What JEFF BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 449,784,000 | 438,386,000 | 441,202,000 | 429,600,000 |
| Total loans | 279,066,000 | 278,922,000 | 279,176,000 | 282,146,000 |
| Allowance for loan losses | 4,125,000 | 4,732,000 | 5,068,000 | 4,335,000 |
| Securities available for sale | 113,761,000 | 115,750,000 | 110,312,000 | 104,126,000 |
| Securities held to maturity | 4,678,000 | 4,769,000 | 5,482,000 | 6,021,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,832,000 | 365,190,000 | 369,705,000 | 350,946,000 |
| Interest-bearing deposits | 317,799,000 | 299,633,000 | 301,829,000 | 288,042,000 |
| Noninterest-bearing deposits | 62,033,000 | 65,557,000 | 67,876,000 | 62,904,000 |
| Equity capital | 42,783,000 | 43,399,000 | 44,024,000 | 45,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,387,000 | 10,947,000 | 16,422,000 | 21,799,000 |
| Interest expense | 1,144,000 | 2,298,000 | 3,407,000 | 4,365,000 |
| Net interest income | 4,243,000 | 8,649,000 | 13,015,000 | 17,434,000 |
| Noninterest income | 746,000 | 1,401,000 | 2,381,000 | 3,233,000 |
| Noninterest expense | 3,891,000 | 7,484,000 | 11,322,000 | 14,844,000 |
| Provision for loan losses | 200,000 | 1,000,000 | 1,650,000 | 2,300,000 |
| Pretax income | 898,000 | 1,566,000 | 2,433,000 | 3,532,000 |
| Income tax | 83,000 | 52,000 | 140,000 | 282,000 |
| Net income | 815,000 | 1,514,000 | 2,293,000 | 3,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,202,000 | 44,251,000 | 44,429,000 | 44,786,000 |
| Total capital | 47,796,000 | 47,805,000 | 48,017,000 | 48,356,000 |
| Risk-weighted assets | 286,997,000 | 283,160,000 | 285,500,000 | 284,821,000 |