Call reports 2009
JEFF BANK — 2009
What JEFF BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 406,849,000 | 415,308,000 | 425,335,000 | 421,619,000 |
| Total loans | 266,341,000 | 266,242,000 | 274,947,000 | 279,407,000 |
| Allowance for loan losses | 3,268,000 | 3,198,000 | 3,425,000 | 3,988,000 |
| Securities available for sale | 89,125,000 | 97,401,000 | 100,415,000 | 90,709,000 |
| Securities held to maturity | 6,196,000 | 9,131,000 | 8,464,000 | 8,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,761,000 | 330,582,000 | 339,936,000 | 352,239,000 |
| Interest-bearing deposits | 263,195,000 | 268,794,000 | 277,168,000 | 287,939,000 |
| Noninterest-bearing deposits | 56,566,000 | 61,788,000 | 62,768,000 | 64,300,000 |
| Equity capital | 40,636,000 | 41,304,000 | 41,870,000 | 42,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,355,000 | 10,748,000 | 16,303,000 | 21,780,000 |
| Interest expense | 1,593,000 | 3,132,000 | 4,568,000 | 5,847,000 |
| Net interest income | 3,762,000 | 7,616,000 | 11,735,000 | 15,933,000 |
| Noninterest income | 724,000 | 1,574,000 | 2,319,000 | 3,067,000 |
| Noninterest expense | 3,561,000 | 7,123,000 | 10,585,000 | 14,256,000 |
| Provision for loan losses | 150,000 | 150,000 | 500,000 | 1,300,000 |
| Pretax income | 941,000 | 2,084,000 | 3,274,000 | 3,988,000 |
| Income tax | 111,000 | 311,000 | 592,000 | 683,000 |
| Net income | 830,000 | 1,773,000 | 2,682,000 | 3,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,311,000 | 43,655,000 | 43,961,000 | 43,987,000 |
| Total capital | 46,596,000 | 46,864,000 | 47,399,000 | 47,567,000 |
| Risk-weighted assets | 270,049,000 | 276,626,000 | 284,003,000 | 285,947,000 |