Call reports 2008
JEFF BANK — 2008
What JEFF BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 390,646,000 | 392,700,000 | 395,519,000 | 396,157,000 |
| Total loans | 253,362,000 | 260,322,000 | 262,956,000 | 267,563,000 |
| Allowance for loan losses | 3,237,000 | 3,217,000 | 3,184,000 | 3,170,000 |
| Securities available for sale | 90,976,000 | 90,453,000 | 87,947,000 | 84,965,000 |
| Securities held to maturity | 5,974,000 | 5,942,000 | 6,536,000 | 5,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,940,000 | 306,621,000 | 292,585,000 | 296,832,000 |
| Interest-bearing deposits | 245,560,000 | 241,048,000 | 230,504,000 | 238,076,000 |
| Noninterest-bearing deposits | 63,380,000 | 65,573,000 | 62,081,000 | 58,756,000 |
| Equity capital | 42,323,000 | 41,996,000 | 39,649,000 | 40,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,826,000 | 11,528,000 | 17,275,000 | 22,910,000 |
| Interest expense | 1,975,000 | 3,750,000 | 5,507,000 | 7,228,000 |
| Net interest income | 3,851,000 | 7,778,000 | 11,768,000 | 15,682,000 |
| Noninterest income | 811,000 | 1,681,000 | 4,138,000 | 4,928,000 |
| Noninterest expense | 3,286,000 | 6,492,000 | 9,736,000 | 13,187,000 |
| Provision for loan losses | 0 | 40,000 | 140,000 | 265,000 |
| Pretax income | 1,390,000 | 2,940,000 | 1,213,000 | 2,098,000 |
| Income tax | 257,000 | 595,000 | 957,000 | -825,000 |
| Net income | 1,133,000 | 2,345,000 | 256,000 | 2,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,129,000 | 43,395,000 | 42,861,000 | 43,045,000 |
| Total capital | 46,386,000 | 46,631,000 | 46,064,000 | 46,232,000 |
| Risk-weighted assets | 262,786,000 | 270,647,000 | 271,415,000 | 270,441,000 |