Call reports 2007
JEFF BANK — 2007
What JEFF BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 394,291,000 | 383,830,000 | 386,336,000 | 385,848,000 |
| Total loans | 248,970,000 | 251,353,000 | 250,267,000 | 252,985,000 |
| Allowance for loan losses | 3,497,000 | 3,490,000 | 3,498,000 | 3,352,000 |
| Securities available for sale | 90,113,000 | 93,389,000 | 95,155,000 | 91,046,000 |
| Securities held to maturity | 9,691,000 | 6,400,000 | 6,377,000 | 6,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,826,000 | 317,255,000 | 305,961,000 | 299,298,000 |
| Interest-bearing deposits | 257,830,000 | 251,042,000 | 239,748,000 | 237,099,000 |
| Noninterest-bearing deposits | 65,996,000 | 66,213,000 | 66,213,000 | 62,199,000 |
| Equity capital | 39,602,000 | 39,023,000 | 40,464,000 | 41,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,940,000 | 11,722,000 | 17,610,000 | 23,446,000 |
| Interest expense | 2,198,000 | 4,342,000 | 6,463,000 | 8,615,000 |
| Net interest income | 3,742,000 | 7,380,000 | 11,147,000 | 14,831,000 |
| Noninterest income | 875,000 | 1,707,000 | 2,666,000 | 3,529,000 |
| Noninterest expense | 3,248,000 | 6,264,000 | 9,487,000 | 12,892,000 |
| Provision for loan losses | -370,000 | -370,000 | -370,000 | -370,000 |
| Pretax income | 1,732,000 | 3,183,000 | 4,686,000 | 5,818,000 |
| Income tax | 401,000 | 766,000 | 1,071,000 | 1,269,000 |
| Net income | 1,331,000 | 2,417,000 | 3,615,000 | 4,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,285,000 | 42,469,000 | 42,766,000 | 42,852,000 |
| Total capital | 45,545,000 | 45,679,000 | 45,978,000 | 46,074,000 |
| Risk-weighted assets | 260,521,000 | 257,511,000 | 256,649,000 | 257,570,000 |