Call reports 2006
JEFF BANK — 2006
What JEFF BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 404,208,000 | 402,067,000 | 397,673,000 | 395,526,000 |
| Total loans | 243,759,000 | 249,735,000 | 249,175,000 | 250,760,000 |
| Allowance for loan losses | 3,504,000 | 3,623,000 | 3,550,000 | 3,516,000 |
| Securities available for sale | 89,299,000 | 99,814,000 | 100,659,000 | 98,729,000 |
| Securities held to maturity | 7,970,000 | 10,857,000 | 10,510,000 | 9,445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,073,000 | 333,967,000 | 324,891,000 | 325,083,000 |
| Interest-bearing deposits | 263,038,000 | 267,376,000 | 259,471,000 | 260,099,000 |
| Noninterest-bearing deposits | 68,035,000 | 66,591,000 | 65,420,000 | 64,984,000 |
| Equity capital | 39,809,000 | 39,782,000 | 40,400,000 | 39,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,755,000 | 11,741,000 | 17,825,000 | 23,847,000 |
| Interest expense | 1,859,000 | 3,901,000 | 6,020,000 | 8,211,000 |
| Net interest income | 3,896,000 | 7,840,000 | 11,805,000 | 15,636,000 |
| Noninterest income | 809,000 | 1,680,000 | 2,696,000 | 3,560,000 |
| Noninterest expense | 3,329,000 | 6,517,000 | 9,685,000 | 12,703,000 |
| Provision for loan losses | 90,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 1,286,000 | 2,915,000 | 4,722,000 | 6,399,000 |
| Income tax | 271,000 | 608,000 | 1,018,000 | 1,240,000 |
| Net income | 1,015,000 | 2,307,000 | 3,704,000 | 5,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,045,000 | 42,355,000 | 41,520,000 | 42,477,000 |
| Total capital | 44,271,000 | 45,667,000 | 44,797,000 | 45,749,000 |
| Risk-weighted assets | 257,775,000 | 264,155,000 | 261,851,000 | 261,517,000 |