Call reports 2005
JEFF BANK — 2005
What JEFF BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 367,024,000 | 375,055,000 | 379,584,000 | 385,685,000 |
| Total loans | 230,900,000 | 241,191,000 | 245,499,000 | 244,343,000 |
| Allowance for loan losses | 3,640,000 | 3,708,000 | 3,709,000 | 3,615,000 |
| Securities available for sale | 92,046,000 | 92,792,000 | 90,580,000 | 87,961,000 |
| Securities held to maturity | 5,713,000 | 7,292,000 | 8,241,000 | 8,195,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,767,000 | 291,623,000 | 296,094,000 | 312,184,000 |
| Interest-bearing deposits | 241,538,000 | 224,434,000 | 226,058,000 | 246,830,000 |
| Noninterest-bearing deposits | 62,229,000 | 67,189,000 | 70,036,000 | 65,354,000 |
| Equity capital | 37,215,000 | 39,407,000 | 39,668,000 | 40,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,253,000 | 10,638,000 | 16,296,000 | 22,141,000 |
| Interest expense | 1,088,000 | 2,340,000 | 3,778,000 | 5,402,000 |
| Net interest income | 4,165,000 | 8,298,000 | 12,518,000 | 16,739,000 |
| Noninterest income | 963,000 | 1,910,000 | 2,927,000 | 4,061,000 |
| Noninterest expense | 3,290,000 | 6,422,000 | 9,726,000 | 12,910,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 1,783,000 | 3,672,000 | 5,545,000 | 7,716,000 |
| Income tax | 442,000 | 931,000 | 1,432,000 | 2,009,000 |
| Net income | 1,341,000 | 2,741,000 | 4,113,000 | 5,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,303,000 | 39,303,000 | 40,275,000 | 41,113,000 |
| Total capital | 41,270,000 | 42,386,000 | 43,429,000 | 44,269,000 |
| Risk-weighted assets | 236,718,000 | 246,041,000 | 251,751,000 | 252,253,000 |
Machine access — free, no API key
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