Call reports 2001
JEFF BANK — 2001
What JEFF BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 282,620,000 | 281,947,000 | 290,123,000 | 296,524,000 |
| Total loans | 147,509,000 | 157,274,000 | 159,582,000 | 162,711,000 |
| Allowance for loan losses | 2,537,000 | 2,558,000 | 2,606,000 | 2,614,000 |
| Securities available for sale | 93,479,000 | 90,709,000 | 100,098,000 | 102,874,000 |
| Securities held to maturity | 5,117,000 | 4,931,000 | 5,462,000 | 5,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,288,000 | 234,833,000 | 238,583,000 | 238,131,000 |
| Interest-bearing deposits | 199,130,000 | 192,078,000 | 195,309,000 | 192,372,000 |
| Noninterest-bearing deposits | 37,158,000 | 42,755,000 | 43,274,000 | 45,759,000 |
| Equity capital | 23,492,000 | 23,890,000 | 26,356,000 | 24,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,968,000 | 9,943,000 | 15,040,000 | 20,222,000 |
| Interest expense | 2,193,000 | 4,232,000 | 6,097,000 | 7,746,000 |
| Net interest income | 2,775,000 | 5,711,000 | 8,943,000 | 12,476,000 |
| Noninterest income | 662,000 | 979,000 | 2,119,000 | 2,950,000 |
| Noninterest expense | 2,518,000 | 4,764,000 | 7,661,000 | 10,742,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 844,000 | 1,776,000 | 3,182,000 | 4,361,000 |
| Income tax | 192,000 | 415,000 | 808,000 | 1,209,000 |
| Net income | 652,000 | 1,361,000 | 2,374,000 | 3,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,181,000 | 23,589,000 | 24,402,000 | 24,080,000 |
| Total capital | 25,108,000 | 25,595,000 | 26,767,000 | 26,165,000 |
| Risk-weighted assets | 153,519,000 | 159,935,000 | 188,667,000 | 166,552,000 |