Call reports 2024
BANCCENTRAL, NATIONAL ASSOCIATION — 2024
What BANCCENTRAL, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 289,306,000 | 280,239,000 | 263,340,000 | 267,601,000 |
| Total loans | 135,666,000 | 124,837,000 | 89,592,000 | 83,257,000 |
| Allowance for loan losses | 5,401,000 | 6,721,000 | 4,517,000 | 4,140,000 |
| Securities available for sale | 82,206,000 | 91,974,000 | 99,036,000 | 103,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,751,000 | 265,650,000 | 245,948,000 | 253,758,000 |
| Interest-bearing deposits | 209,786,000 | 205,365,000 | 187,930,000 | 200,175,000 |
| Noninterest-bearing deposits | 62,965,000 | 60,285,000 | 58,018,000 | 53,583,000 |
| Equity capital | 14,237,000 | 12,186,000 | 14,709,000 | 12,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,647,000 | 8,993,000 | 11,785,000 | 14,501,000 |
| Interest expense | 2,152,000 | 4,057,000 | 5,909,000 | 7,546,000 |
| Net interest income | 1,495,000 | 4,936,000 | 5,876,000 | 6,955,000 |
| Noninterest income | 325,000 | 662,000 | 902,000 | 1,187,000 |
| Noninterest expense | 3,046,000 | 6,846,000 | 10,313,000 | 12,706,000 |
| Provision for loan losses | -1,189,000 | 234,000 | -1,132,000 | -1,561,000 |
| Pretax income | -222,000 | -1,546,000 | -2,490,000 | -3,090,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -222,000 | -1,546,000 | -2,490,000 | -3,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,320,000 | 26,996,000 | 26,052,000 | 25,452,000 |
| Total capital | 31,119,000 | 29,385,000 | 27,891,000 | 27,221,000 |
| Risk-weighted assets | 221,145,000 | 186,587,000 | 144,389,000 | 139,033,000 |